You can purchase two plans but if they are Individual plans each one needs to be under a different Adobe ID (email address) since activation for the Individual plan is tied to the one Adobe ID. If you want to control payment with one Adobe ID then you can use one Team plan with multiple seats. You pay for each seat you add but have the ability to remove a seat if somebody leaves your company. When you give somebody a seat their Adobe ID becomes a paid membership, and if you remove payment it reverts to a free trial account.
If you have feedback for Adobe Ideas please post it in the Ideas forum here http://forums.adobe.com/community/creative_cloud_touch_apps/adobe_idea s/ios_ipad?.
The file storage in the Creative Cloud already has support for generating jpg renditions (images) of many RAW file formats. You do not need a paid account for this. You can sign up for a free account that includes 2GB of storage. So try it out if you want to.